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Iowa City, IAPayday Loans Online
Get Online Payday Loans in Iowa City, IA
Apply online for fast Payday Loans from the Iowa City, IA direct lenders to get quick and easy money.
Get a short-term cash advance with no credit check. You can qualify for Iowa City cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Iowa City either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
For guaranteed short-term financing request a Payday Loan Online in Iowa from a legit direct lender. It will take you just a few minutes to complete the application and have it processed. Once approved, you'll get the funds the same day.
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Applications successfully approved in Iowa City, IA
DP
Daveion P.
From Iowa City, IA
- Loan amount: $300
- Loan purpose: Business startup expenses
KS
Khya S.
From Iowa City, IA
- Loan amount: $1000
- Loan purpose: Childbirth-related expenses
PX
Patrica X.
From Iowa City, IA
- Loan amount: $600
- Loan purpose: Security deposit and rent
KA
Kuwane A.
From Iowa City, IA
- Loan amount: $400
- Loan purpose: Unexpected family emergency
JE
Jarmarquevious E.
From Iowa City, IA
- Loan amount: $600
- Loan purpose: Rent, medical bills, and debt consolidation
BB
Baltezar B.
From Iowa City, IA
- Loan amount: $1000
- Loan purpose: Unexpected news
RJ
Rainbow J.
From Iowa City, IA
- Loan amount: $100
- Loan purpose: Childcare costs
TM
Tomaria M.
From Iowa City, IA
- Loan amount: $1000
- Loan purpose: Urgent medical expenses
KO
Kewonda O.
From Iowa City, IA
- Loan amount: $1000
- Loan purpose: Emergency from hurricane
SQ
Shelvrenia Q.
From Iowa City, IA
- Loan amount: $200
- Loan purpose: Emergency travel
Are Payday Loans Legal in Iowa City, IA ?
Loan Rates and Fees, Laws and Regulations in Iowa.
The maximum for Payday loans in Iowa is $500 which must be repaid within 31 days. It’s absolutely legal. Payday lending is regulated by Iowa Code Ann. 533D.1 et seq1. The APR is 433%, finance charge - $16.67. The fees shouldn’t exceed $15. Iowa residents can get two outstanding loans but not more than $500 in total. But no rollovers or extensions are allowed. The debt must be repaid on time. Otherwise, the collection fee for non-sufficient funds counts $15.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $500 |
| MIN. Loan Term | 14 days |
| MAX. Loan Term | 31 days |
| MIN APR | Varies by lender |
| MAX APR | 433% |
| Additional fees | $16.67 for every $100 borrowed for a fortnight |
| NSF fee | $15 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | 2 |
| Cooling off period | None |
| Rollover | None |
| Extension, repayment plan | None |
| Default penalties | Criminal actions are prohibited |
| Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in Iowa city, IA
Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.
Legit personal loans designed for government workers, allowing them to repay the loan through automatic deductions from their paycheck. Flexible terms and are easy qualifications due to the stable income of federal employees.
Short-term loans offered by direct tribal lenders that don't require a credit history check. Fast, accessible funding for borrowers, even with bad or no credit, often with guaranteed approval.
Fast and secure short-term loans that help cover unexpected expenses like medical bills, urgent repairs, or temporary income gaps. Available online with minimal requirements and quick approval, even for borrowers with bad credit.
Payday Loans Available in Iowa City, IA by the following ZIP codes:
52240 52242 52243 52244 52245 52246
Payday Loan Amounts in Iowa City, IA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
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Quick Cash with Mobile Apps
In 2025 there are 74,398 people living in Iowa City, IA. According to the statistics, 4464 of them look for "Payday Loans Near Me in Iowa City, IA" or apply for Iowa City Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is $42375. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Iowa City, Iowa direct lenders.
Local Companies in Iowa City You Can Trust
In addition to fast online payday loans, we now work with a verified local partner. You can visit their physical office in Iowa city if you prefer in-person assistance or need support beyond the web.
Loans in Iowa city, IA
1201 Hwy 1 W, Iowa City, IA 52246
FAQ
How to qualify for online Payday Loans in Iowa City, IA?
How Iowa City Payday Loans online work?
Can I get a Payday Loan with bad credit in Iowa City, IA?
Do Iowa City lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Iowa City, IA?
Do lenders in Iowa City, IA require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
