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Berkeley, CAPayday Loans Online
Get Online Payday Loans in Berkeley, CA
Apply online for fast Payday Loans from the Berkeley, CA direct lenders to get quick and easy money.
Get a short-term cash advance with no credit check. You can qualify for Berkeley cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Berkeley either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Need money now? Apply for Payday Loans Online in California from the Best Direct Lenders Online or find a Loan Store nearest to your location.
START ONLINE APPLICATION
Applications successfully approved in Berkeley, CA
DO
Derica O.
From Berkeley, CA
- Loan amount: $600
- Loan purpose: Consolidating a few small loans
TI
Tarissa I.
From Berkeley, CA
- Loan amount: $1000
- Loan purpose: Emergency expenses
MI
Mayelis I.
From Berkeley, CA
- Loan amount: $200
- Loan purpose: Unexpected family emergency
AA
Amaria A.
From Berkeley, CA
- Loan amount: $400
- Loan purpose: Consolidation of bills
DM
daquisha M.
From Berkeley, CA
- Loan amount: $1000
- Loan purpose: Covering a paycheck advance
PJ
Persis J.
From Berkeley, CA
- Loan amount: $600
- Loan purpose: Credit debt repayment
BV
Bashkim V.
From Berkeley, CA
- Loan amount: $500
- Loan purpose: Rent, bills, and household expenses
JW
Jette W.
From Berkeley, CA
- Loan amount: $500
- Loan purpose: Medical expenses
JH
Jameela H.
From Berkeley, CA
- Loan amount: $300
- Loan purpose: Rental and moving costs
CC
Cintucker C.
From Berkeley, CA
- Loan amount: $500
- Loan purpose: Home improvement expenses
Are Payday Loans Legal in Berkeley, CA ?
Loan Rates and Fees, Laws and Regulations in California.
California residents can apply for up to $300 Online Payday loans for a maximum of 31 days. It’s legal and regulated by the Civil Code 1789.301 and the Financial Code 230002 which sets the average APR of 459%. Lenders can charge $17.65 for 14-day $100 loan. The finance rate and fees shouldn’t be higher than 15% of the check.
Only one simultaneous loan is allowed at a time, but there’s no cooling-off period before the next one. Rollovers are forbidden, the repayment plan is voluntary but on the condition that no additional fees are charged. If you can’t repay the money there’s a $15 non-sufficient-fund fee. Any criminal actions against debtors are prohibited.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $300 |
| MIN. Loan Term | 14 days |
| MAX. Loan Term | 31 days |
| MIN APR | Varies by lender |
| MAX APR | 459% |
| Additional fees | 15% of the check |
| NSF fee | $15 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | 1 |
| Cooling off period | None |
| Rollover | Not allowed |
| Extension, repayment plan | Voluntary repayment plan |
| Default penalties | Not stated |
| Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in Berkeley, CA
Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
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Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.
Legit personal loans designed for government workers, allowing them to repay the loan through automatic deductions from their paycheck. Flexible terms and are easy qualifications due to the stable income of federal employees.
Short-term loans offered by direct tribal lenders that don't require a credit history check. Fast, accessible funding for borrowers, even with bad or no credit, often with guaranteed approval.
Fast and secure short-term loans that help cover unexpected expenses like medical bills, urgent repairs, or temporary income gaps. Available online with minimal requirements and quick approval, even for borrowers with bad credit.
Payday Loans Available in Berkeley, CA by the following ZIP codes:
94701 94702 94703 94704 94705 94706 94707 94708 94709 94710 94712 94720
Payday Loan Amounts in Berkeley, CA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
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Quick Cash with Mobile Apps
In 2025 there are 121,240 people living in Berkeley, CA. According to the statistics, 7274 of them look for "Payday Loans Near Me in Berkeley, CA" or apply for Berkeley Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is $66237. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Berkeley, California direct lenders.
Local Companies in Berkeley You Can Trust
In addition to fast online payday loans, we now work with a verified local partner. You can visit their physical office in Berkeley if you prefer in-person assistance or need support beyond the web.
Loans in Berkeley, CA
1800 Solano Ave, Berkeley, CA 94707
FAQ
How to qualify for online Payday Loans in Berkeley, CA?
How Berkeley Payday Loans online work?
Can I get a Payday Loan with bad credit in Berkeley, CA?
Do Berkeley lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Berkeley, CA?
Do lenders in Berkeley, CA require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
