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Get Online Payday Loans in Mobile, AL
Get a short-term cash advance with no credit check. You can qualify for Mobile cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Mobile either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Most Alabama Payday Loan Online lenders have very simple requirements and guarantee instant cash advance to borrowers with bad credit and no credit. All you need - is to fill in a quick online application form.
START ONLINE APPLICATION
Applications successfully approved in Mobile, AL
- Loan amount: $500
- Loan purpose: Baby care essentials
- Loan amount: $500
- Loan purpose: Medical bills and rent
- Loan amount: $1000
- Loan purpose: Buying a car for work
- Loan amount: $1000
- Loan purpose: Children’s education expenses
- Loan amount: $1000
- Loan purpose: Car repair and rent payments
- Loan amount: $300
- Loan purpose: Extra bills
- Loan amount: $300
- Loan purpose: Emergency bank account recovery
- Loan amount: $200
- Loan purpose: Essential purchases
- Loan amount: $800
- Loan purpose: Holiday expenses
- Loan amount: $300
- Loan purpose: Career advancement
Are Payday Loans Legal in Mobile, AL ?
Loan Rates and Fees, Laws and Regulations in Alabama.
$100 - $500 Online Payday Loans can be legally applied for in Alabama. For loans under $500, lenders can charge a 456% annual percentage rate (APR) under the Deferred Presentment Services Act (Act 2003-359) passed in 2003. All of the mentioned above cash advances are absolutely legal in Alabama according to Ala. Code §§ 5-18A-1 et seq1. It also sets the term of 10-31 days to repay the money and the maximum APR of 300%, plus an additional fee of 17,5% of every $100 borrowed. In case you have problems with the repayment, you’ll be offered a rollover or extension.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $500 |
| MIN. Loan Term | 10 days |
| MAX. Loan Term | 31 days |
| MAX APR | 300% |
| Additional fees | Not more than 17.5% of the loan |
| NSF fee | $30 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | One |
| Cooling off period | 1 business day |
| Rollover | One rollover |
| Extension, repayment plan | Repayment plan |
| Default penalties | 3% a month from the default date |
| Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in Mobile, AL
Payday Loans Available in Mobile, AL by the following ZIP codes:
Payday Loan Amounts in Mobile, AL
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
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Quick Cash with Mobile Apps
In 2025 there are 192,904 people living in Mobile, AL. According to the statistics, 11574 of them look for "Payday Loans Near Me in Mobile, AL" or apply for Mobile Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is $38776. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Mobile, Alabama direct lenders.
Local Companies in Mobile You Can Trust
In addition to fast online payday loans, we now work with a verified local partner. You can visit their physical office in Mobile if you prefer in-person assistance or need support beyond the web.
FAQ
How to qualify for online Payday Loans in Mobile, AL?
How Mobile Payday Loans online work?
Can I get a Payday Loan with bad credit in Mobile, AL?
Do Mobile lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Mobile, AL?
Do lenders in Mobile, AL require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
