Effective Date: March 3, 2026
Last Updated: March 3, 2026
Welcome to Full Time Financial Services. These Terms of Use (“Terms”) govern your access to and use of our website, including all pages, content, and services available through it. By accessing or using this website, you agree to be bound by these Terms. Please read them carefully before proceeding.
Acceptance of Terms
By visiting, browsing, or submitting any information through this website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must discontinue use of this website immediately.
These Terms constitute a legally binding agreement between you (“User,” “you,” or “your”) and Full Time Financial Services (“we,” “us,” or “our”). Your continued use of this website after any modifications to these Terms constitutes acceptance of those changes.
Services Provided by This Website
Full Time Financial Services operates as an online platform designed to connect consumers with independent third-party lenders and financial service providers. We are not a lender, bank, or financial institution. We do not make lending decisions, set interest rates, determine fees, or control the terms of any financial product.
Our role is limited to facilitating introductions between you and participating lenders based on the information you provide. Submitting a request through our platform does not guarantee that you will receive an offer or be matched with a lender. Any financial agreement you enter into is strictly between you and the third-party lender.
We do not endorse, recommend, or guarantee the products, services, rates, or terms offered by any lender in our network. You are solely responsible for reviewing and accepting any agreement presented to you by a third-party lender.
Eligibility and User Responsibilities
To use this website, you must be at least 18 years of age or the age of legal majority where you reside. You must have the legal capacity to enter into binding agreements.
By using this website, you represent and warrant that all information you provide is accurate, current, and complete. You agree not to submit false, misleading, or fraudulent information at any time. You are responsible for maintaining the confidentiality of any account credentials or personal data associated with your use of this platform.
You agree to use this website only for lawful purposes and in accordance with these Terms. You may not use this website in any way that could damage, disable, overburden, or impair its functionality. You may not attempt to gain unauthorized access to any portion of this website, its servers, or any systems connected to it.
You are solely responsible for evaluating the suitability of any financial product or service offered by a third-party lender before entering into any agreement.
Third-Party Relationships and Disclaimers
Full Time Financial Services partners with independent third-party lenders and service providers. These lenders operate independently from us. We have no control over and assume no responsibility for their actions, policies, products, services, or terms.
Any information transmitted to a third-party lender is subject to that lender’s own privacy policy and terms of use. We encourage you to carefully review the privacy policy and lending terms provided by any lender before sharing personal information or accepting any financial product.
This website may contain links to third-party websites or resources. These links are provided solely for your convenience. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party websites. Accessing third-party websites is done at your own risk.
Full Time Financial Services makes no guarantees, representations, or warranties regarding the actions or offers of any third-party lender, including but not limited to approval outcomes, funding timelines, rates, fees, or repayment terms.
Intellectual Property Rights
All content on this website — including but not limited to text, graphics, logos, images, icons, software, and design elements — is the property of Full Time Financial Services or its content suppliers and is protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from this website without prior written consent from Full Time Financial Services. Unauthorized use of any materials on this website may violate copyright, trademark, and other applicable laws.
The Full Time Financial Services name, logo, and all related names, logos, product names, and service names are trademarks of Full Time Financial Services. You may not use these marks without our prior written permission.
Limitation of Liability
To the fullest extent permitted by applicable law, Full Time Financial Services, its officers, directors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website, any services obtained through this website, or any actions taken by third-party lenders.
This website and all content, materials, and services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that this website will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We do not warrant the accuracy, reliability, or completeness of any information presented on this website.
In no event shall our total liability to you for all claims arising from or related to your use of this website exceed the amount you have paid to us, if any, during the twelve (12) months preceding the claim.
Indemnification
You agree to indemnify, defend, and hold harmless Full Time Financial Services, its officers, directors, employees, agents, affiliates, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of this website, your violation of these Terms, your violation of any applicable law or regulation, or your infringement of any rights of a third party.
This indemnification obligation shall survive the termination of these Terms and your use of this website.
Modifications to Terms or Services
Full Time Financial Services reserves the right to modify, update, or replace these Terms at any time without prior notice. Changes become effective immediately upon posting to this website. The “Effective Date” at the top of this page indicates when these Terms were last revised.
We also reserve the right to modify, suspend, or discontinue any aspect of our website or services at any time without notice or liability. This includes, but is not limited to, changes in features, functionality, content, or availability of the platform.
Your continued use of this website following any changes to these Terms signifies your acceptance of the revised Terms. We encourage you to review this page periodically to stay informed of any updates.
Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising out of or relating to these Terms or your use of this website shall be resolved through binding arbitration administered by a recognized arbitration body, unless otherwise required by applicable law.
Before initiating any formal dispute resolution, you agree to first contact Full Time Financial Services directly to attempt to resolve the matter informally. You agree to allow a reasonable period for resolution before pursuing arbitration or any other legal remedy.
You agree that any claims shall be brought in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. You waive any right to participate in a class action or class-wide arbitration to the extent permitted by law.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Contact Information
If you have any questions, concerns, or requests regarding these Terms of Use, please contact us using the information below:
We make every effort to respond to inquiries in a timely manner. For legal matters or formal notices, please direct correspondence to the mailing address listed above.