Privacy Policy

Full Time Financial Services (“we,” “us,” or “our”) operates this website to help users connect with third-party lenders and financial service providers. We take your privacy seriously. This Privacy Policy explains what information we collect, how we use it, and the choices you have regarding your personal data.

By using our website or submitting any information through our forms, you agree to the practices described in this policy. If you do not agree with these terms, please do not use our website or provide any personal information.

Information We Collect

We collect information you provide directly when you fill out forms, contact us, or use our services. This may include your name, email address, phone number, mailing address, date of birth, employment details, income information, and bank account details. We collect this data so we can match you with lenders or financial providers who may be able to assist you.

We also collect certain information automatically when you visit our website. This includes your IP address, browser type, operating system, device information, pages viewed, time spent on pages, referring URLs, and other browsing behavior. This data helps us understand how visitors use our site and allows us to improve the user experience.

In some cases, we may receive additional information about you from third-party sources such as data verification services, credit reporting agencies, or marketing partners. We use this supplemental data to verify accuracy, prevent fraud, and better serve your needs.

How We Use the Information

The personal information we collect is used for the following purposes:

We use your information to connect you with third-party lenders or financial service providers that may offer products matching your needs. Your data allows us to process your inquiry, verify your identity, and transmit your request to our network of lending partners.

We also use your information to communicate with you about your inquiry, respond to your questions, send service-related notices, and provide customer support. If you’ve opted in to receive marketing communications, we may also send you promotional offers or information about products and services that may interest you.

Additionally, we use collected data to maintain and improve our website, analyze usage trends, detect and prevent fraud, ensure security, comply with legal obligations, and enforce our terms of service.

Sharing of Information With Third Parties

We share your personal information with third-party lenders and financial service providers in our network for the purpose of matching you with potential lending options. Once your information is shared with a lender or provider, their own privacy policy governs how they handle your data. We encourage you to review the privacy policy of any lender or provider before entering into an agreement with them.

We may also share your information with service providers who assist us in operating our website, processing data, delivering communications, or performing business functions on our behalf. These service providers are contractually obligated to use your data only for the purposes we specify and to maintain appropriate security measures.

In addition, we may share information with marketing partners who help us deliver relevant offers and advertisements. We may also disclose your information when required by law, in response to legal process, to protect our rights or safety, to investigate fraud, or in connection with a merger, acquisition, or sale of assets.

We do not sell your personal information to unrelated third parties for their own marketing purposes without your consent.

Cookies and Tracking Technologies

Our website uses cookies, web beacons, pixels, and similar tracking technologies to collect information about your browsing activity. Cookies are small text files placed on your device that help us recognize you, remember your preferences, and understand how you interact with our site.

We use both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device until deleted or expired). These technologies serve several functions, including enabling basic site functionality, analyzing traffic patterns, measuring advertising effectiveness, and delivering personalized content.

Third-party analytics and advertising partners may also place cookies on your device when you visit our website. These partners use their own tracking technologies and are subject to their own privacy policies.

You can manage your cookie preferences through your browser settings. Most browsers allow you to block or delete cookies, though doing so may affect certain features of our website. You may also opt out of interest-based advertising through industry opt-out tools provided by organizations such as the Digital Advertising Alliance or the Network Advertising Initiative.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include encryption of sensitive data during transmission, secure server environments, access controls, and regular security assessments.

While we strive to protect your information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security of your data. You are responsible for maintaining the confidentiality of any account credentials and for notifying us promptly if you suspect unauthorized access to your information.

User Rights and Data Control

You have certain rights regarding your personal information under applicable privacy laws. Depending on your jurisdiction, these rights may include the ability to access the personal data we hold about you, request correction of inaccurate information, request deletion of your data, restrict or object to certain processing activities, and request portability of your data.

If you wish to exercise any of these rights, please contact us using the information provided at the bottom of this policy. We’ll respond to your request within a reasonable timeframe and in accordance with applicable law. In some cases, we may need to verify your identity before fulfilling your request.

You may opt out of receiving marketing communications at any time by following the unsubscribe instructions in our emails or by contacting us directly. Please note that even after opting out of marketing messages, we may still send you service-related communications regarding your account or ongoing transactions.

Links to Other Websites

Our website may contain links to third-party websites, including those of lenders, financial service providers, advertisers, and other external resources. These links are provided for your convenience and do not signify our endorsement of the linked site or its content.

We have no control over the privacy practices, content, or security of third-party websites. Once you leave our site by clicking an external link, this Privacy Policy no longer applies. We encourage you to read the privacy policy of every website you visit, especially before providing any personal or financial information.

Children’s Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect, use, or disclose personal information from children. If we become aware that we’ve collected personal data from a minor, we’ll take steps to delete that information as quickly as possible.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately so we can take appropriate action.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we’ll update the “Last Updated” date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your information.

If we make material changes that significantly affect how we handle your personal data, we’ll provide a more prominent notice, such as a notification on our website or an email to registered users, before the changes take effect. Your continued use of our website after any updates constitutes your acceptance of the revised policy.

Contact Information