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Get Online Payday Loans in St. Paul, MN
Get a short-term cash advance with no credit check. You can qualify for St. Paul cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in St. Paul either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Minnesota Payday Advance is a short-term small-dollar loan for any emergency. It's available for those with bad credit, no credit, no income, even no bank account. Just fill in a simple application online now.
START ONLINE APPLICATION
Applications successfully approved in St. Paul, MN
- Loan amount: $600
- Loan purpose: To stop eviction
- Loan amount: $100
- Loan purpose: Financial services
- Loan amount: $300
- Loan purpose: Moving expenses and car repairs
- Loan amount: $300
- Loan purpose: Career advancement
- Loan amount: $600
- Loan purpose: Catching up on overdue bills
- Loan amount: $300
- Loan purpose: Appliances purchase
- Loan amount: $100
- Loan purpose: Holiday expenses
- Loan amount: $300
- Loan purpose: Rental and moving costs
- Loan amount: $500
- Loan purpose: Student debt consolidation
- Loan amount: $600
- Loan purpose: Appliances purchase
Are Payday Loans Legal in St. Paul, MN ?
Loan Rates and Fees, Laws and Regulations in Minnesota.
Up to $350 Payday loans are legal in Minnesota by Minn. Stat. 47.60 et seq1. The maximum repayment term for a Payday cash advance is 30 days. The APR is capped at 390% and you can be charged $15 for 14-day $100 loan. The number of simultaneous loans is not limited. But neither rollovers nor extensions are permitted.
| Law status | legal |
| MIN Loan Amount | None |
| MAX Loan Amount | $350 |
| MIN. Loan Term | None |
| MAX. Loan Term | 30 days |
| MAX APR | 390% |
| Additional fees | $5-$15 |
| NSF fee | Only one per loan |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | Not limited |
| Cooling off period | None |
| Rollover | None |
| Extension, repayment plan | None |
| Default penalties | Not stated |
| Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in St paul, MN
Payday Loans Available in St. Paul, MN by the following ZIP codes:
Payday Loan Amounts in St. Paul, MN
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
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Quick Cash with Mobile Apps
In 2025 there are 302,398 people living in St. Paul, MN. According to the statistics, 18144 of them look for "Payday Loans Near Me in St. Paul, MN" or apply for St. Paul Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is $48757. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best St. Paul, Minnesota direct lenders.
Local Companies in St. Paul You Can Trust
In addition to fast online payday loans, we now work with a verified local partner. You can visit their physical office in St paul if you prefer in-person assistance or need support beyond the web.

















